ARTÍCULO
TITULO

Comparative Analysis of Banking Financial Performance Pre and Post Covid-19 Pandemic

Triska Dewi Pramitasari    

Resumen

Covid-19 struck the Indonesian banking industry in particular ASEAN, through the weaker economic growth, which resulted in a slowdown in credit growth and eventually reduce profitability. This study aimed to analyze the financial performance of banks before and after the occurrence of a covid-19 pandemic and formulate alternative strategies to improve the financial performance of Indonesian banks. The study sample consisted of four banks with saturated sampling method (census) are owned banks (State Bank) listed on the Stock Exchange Indonesia. The data in this research is secondary data obtained from the bank's annual report period 2019 until the second quarter of 2020 which is accessed via the IDX website. Performance is measured using the six financial ratios namely ROA, BOPO, NPL, NIM, CAR and LDR with different test analysis method (Paired T-Test). The study found that in the form of financial ratios ROA, BOPO, CAR and LDR pre and post Covid-19 pandemics have significantly different values, while the NPL and NIM did not differ significantly.

 Artículos similares

       
 
Pablo de Llano, Carlos Piñeiro, Manuel Rodríguez     Pág. pp. 163 - 198
This paper offers a comparative analysis of the effectiveness of eight popular forecasting methods: univariate, linear, discriminate and logit regression; recursive partitioning, rough sets, artificial neural networks, and DEA. Our goals are: clarify the... ver más

 
Lucky Nugroho,Akhmad Amien Mastur,Ulfa Ulfa,Tri Wahyono,Soeharjoto Soeharjoto     Pág. 124 - 140
Abstract: This study aimed to analyze and compare the factors that affect the return on assets (ROA) of Islamic commercial banks (BUS) and Islamic business units (UUS). This study?s independent variables are NPF, FDR, and MSMEs. The study used the q... ver más
Revista: Jurnal Economia

 
Ioannis Lysaridis, Panos T. Chountalas and Anastasios I. Magoutas    
In contemporary academia and industry, the commercialization of technology through licensing has emerged as a prevalent strategy. This paradigmatic shift has prompted numerous industrial firms to intensify their focus on technology commercialization as a... ver más

 
Jirí Du?ek    
The paper focuses on the analysis of the computerization of public administration in the Czech Republic in the context of the implementation and operation of data mailboxes, which have been an integral and very important part of e-Government in that coun... ver más

 
Gaurang Sonkavde, Deepak Sudhakar Dharrao, Anupkumar M. Bongale, Sarika T. Deokate, Deepak Doreswamy and Subraya Krishna Bhat    
The financial sector has greatly impacted the monetary well-being of consumers, traders, and financial institutions. In the current era, artificial intelligence is redefining the limits of the financial markets based on state-of-the-art machine learning ... ver más