Redirigiendo al acceso original de articulo en 15 segundos...
ARTÍCULO
TITULO

Financial Ratios Analysis in Determination of Bank Performance in the German Banking Sector

Sandrine Lardic    
Virginie Terraza    

Resumen

This paper uses dynamic panel data methods to examine the determinants of bank?s performance in the German banking sector. The main determinants considered are indicators of solvency and liquidity, which makes it possible to observe the behavior of the banks in terms of risk before and during the financial crisis. The study is motivated by the hypothesis that the behavior of German banks depends on bank-specific variables which have an effect on loan policy of institutions. Universal banks in Germany can be divided into three main types of institutions: commercial, public-sector and cooperative banks. The analysis is conducted in a disaggregated manner by classifying the banks into main categories. Each category is examined separately so as to detect possible similarities or differences in the behavior of each panel on banks? performance. The empirical analysis relates to a sample of 1624 German banks observed over the period 2000-2014.Keywords: Banking profitability, financial crisis, financial market structure.JEL Classifications: D21, G21, E44, C23, G32, L25DOI: https://doi.org/10.32479/ijefi.7888

 Artículos similares

       
 
Marsha Caesarani, Gusganda Suria Manda     Pág. 1179 - 1186
The role of the banking system uses more of the financial system. The financial system has a very positive impact on bank performance. This study is to understand the risk of influence on banking which is analyzed using NPL, NIM, LDR ratios related to fi... ver más

 
Eddo Mochammad Kareem, Didit Supriyadi, Sri Suartini     Pág. 1106 - 1121
This study aims to determine and analyze the effect of financial performance in the form of banking ratios CAR, NPL, ROA, ROE and LDR on financial distress in banking companies listed on the Indonesia Stock Exchange for the 2016-2020 period. The sample u... ver más

 
Kety Lulu Agustin,Annisa Dewi Dharmmesti,Nurul Musfirah Khairiyah     Pág. 237 - 248
According to the study's findings, the ratios of debt to equity (DER), debt to assets (DAR), and risk-based capital (RBC) all affect return on assets at the same time (ROA). This research was conducted to look at the ratios of risk-based capital (RBC) to... ver más

 
Yuli Efrianti, Fitria Fitria     Pág. 1218 - 1227
The problem in this research is the fluctuation in the amount of net sales, total assets, and net income. That is, this also affects the company's financial performance. To find out the company's financial performance, it can be calculated using financia... ver más

 
Jihan Nurul Rachman, Nor Norisanti, Acep Samsudin     Pág. 981 - 992
Before making a decision, investors will analyze the company's performance first, one of the ratios used by investors to measure the level of success of a company's performance in assessing shares, the difficulty of investors regarding the valuation of u... ver más