Redirigiendo al acceso original de articulo en 21 segundos...
ARTÍCULO
TITULO

Financial Stability and Bank Capital: The Case of Islamic Banks

Yomna Daoud    
Aida Kammoun    

Resumen

The purpose of this research is to empirically analyze Islamic Bank's financial stability, which consists in assessing the possible relationship between the risk of default (measured by z-score) and capital ratios while considering specific internal bank determinants. A regression analysis is derived on an unbalanced panel data including 405 observations of 81 Islamic banks established in 22 counties during the period of 2010-2014. To this purpose, our bank-specific data are collected from the websites of each bank and Bankscope database. The results show that almost all determinants estimated in the empirical models have statistically significant effect on the stability of Islamic Banks. The regression results show that two capital ratios (Non-risk-weighted capital ratio and Risk-weighted capital ratio), banks? Size, loans to total assets, total deposit to total assets and overhead cost to total assets represent important predictors of bank stability in Islamic banking industry. The empirical results contribute to the comprehension of the relationship between bank-specific variables as well as macroeconomic indicators and the financial stability of the banking system. On the basis of these findings, some proposals could be useful for bank regulators supervisors to enhance and maintain the strength and stability of the Islamic banking sector. Compared to other studies, that conducts a comparative analysis of Islamic and conventional banks, this paper focus only on Islamic banks, so any findings will be more relevant to their business. Hence, it attempts to fill a significant gap in the literature by better understanding the stability and soundness of Islamic banks.Keywords: Financial stability, Islamic banks, z-score, capital ratioJEL Classifications: G21, G32DOI: https://doi.org/10.32479/ijefi.10147

 Artículos similares

       
 
Helena Ahulu,John MacCarthy,Paul Muda     Pág. 11 - 18
This paper examines the effect of financial stability on the economic growth of countries in Sub-Saharan Africa using the World Development Indicators Data. To select the appropriate model best fits for the data, the Hausman test was used to select Rando... ver más

 
Mirjana Jemovic,Jelena Radojicic     Pág. 341 - 356
The key position of banks in the financial sector, as well as their indisputable role in financing economic development, have conditioned the need to consider their impact on the environment. The implementation of the concept of sustainability in banking... ver más

 
Soeharjoto Soekapdjo,(Universitas TrisaktiIndonesia)     Pág. 122 - 133
Aims of this study is to know about Islamic Social Reporting determination at manufacturing  industry sector listed on Indonesia Sharia Stock Index, with the exchange rate and inflation as moderating variables. Panel data regression is used as a met... ver más

 
Abu Bakarr Tarawalie,Talatu Jalloh     Pág. 108 - 116
The objective of this paper is to investigate the determinants of capital flight in Sierra Leone and the direction of causality between capital flight and key variables, within the context of the autoregressive distributed lag (ARDL) estimation technique... ver más

 
Lilit Popoyan    
After the destructive impact of the global financial crisis of 2008, many believe that pre-crisis financial market regulation did not take the ?big picture? of the system sufficiently into account and, subsequently, fi- nancial supervision mainly ?missed... ver más