ARTÍCULO
TITULO

Socio-economic Aspects of Mortgage Lending for Housing Construction in Tatarstan

Anna Ilyinichna Romanova    
Albina Nazipovna Afanasyeva    
Almaz Safiullovich Mavlyautdinov    
Regina Ramilevna Mukharramova    
Tatiana Aleksandrovna Shindina    

Resumen

This article describes the problems of regulation of mortgage lending under current economic conditions. Mortgage mechanism of housing acquisition is one of the highest priorities of the market economy system, and allows to create favorable investment climate. One of the key requirements of a long-term mortgage lending system is to ensure the availability of mortgages for people with middle income households. The system of mortgage lending should be of market rather than of subsidized character so that it should be completely transparent and understandable to all participants of the process of mortgage lending. However, the current legal regulation of the mortgage does not allow to solve the problem of meeting the housing construction needs of a large part of the population, particularly of low-income one.Keywords: construction, mortgage, credit, market, housingJEL Classifications: I38, H41

 Artículos similares

       
 
Marina M. Krekova,Vitaly A. Tupchienko,Aida O. Zhagparova,Yulia S. Lisichkina,Vladimir S. Novikov,Elena R. Kramarenko     Pág. 312 - 317
The article deals with some aspects of the global financial crisis on China's economic and social development. It describes the main indicators of the economy before and after the crisis. Also, analysis of the main sectors that experienced the greatest i... ver más

 
Talent Zwane, Lorraine Greyling, Mokadi Maleka    
This study employs panel data estimation models to investigate the determinants of household savings in South Africa over the period 2008 ? 2012. The novelty of some panel data models is their power to overcome the problems of endogeneity bias, in additi... ver más

 
Boris V. Zalivanskiy,Elena V. Samokhvalova,Lidia P. Novikova,Irina V. Taranova,Tatyana U. Anopchenko,Anatoly J. Glushko     Pág. 121 - 126
Economic support of the population in the Russian Federation suggests ways to interact with the help of which the specialists of social work have an impact on material and moral, national, family and other social interests and needs of subjects of social... ver más

 
Irina V. Volchkova,Maria N. Danilova,Yulia V. Podoprigora,Evgeniya V. Ufimtseva,Alexey A. Seliverstov,Nikolay R. Shadeyko     Pág. 122 - 127
The research context lays around the issues of coherence of socio-economic space of agglomerations in aspects of the balanced development of the country. The vector of the study is interfaced with the increasing course of Russian regions towards formatio... ver más

 
Valentin S. Korneevets,Elena G. Kropinova,Irina I. Dragileva     Pág. 65 - 73
The transborder relations have been intensively studied recently. The target of research depends on the specialization of the scientists involved in studying different aspects of transboundary ties. Depending on the aims, researchers elaborate on the not... ver más