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Infraestructura para el desarrollo que queremos 2026-2030

Elaborado por el Consejo de Políticas de Infraestructura (CPI), este documento constituye una hoja de ruta estratégica para orientar la inversión y la gestión de infraestructura en Chile. Presenta propuestas organizadas en siete ejes estratégicos, sin centrarse en proyectos específicos, sino en influir en las decisiones de política pública para promover una infraestructura que conecte territorios, genere oportunidades y eleve la calidad de vida de la población.
ARTÍCULO
TITULO

Risk Management of Musyarakah Mutanaqisah Contract in Sharia Banks in Indonesia: Legal and Operational Issues

Ivan Rahmat Santoso    
Molbi Harsanto    
Ismet Sulila    
Agil Bahsoan    

Resumen

This paper discusses how to solve problems occurring in the risk management of musyarakah mutanaqisah contract on home financing in sharia banks in Indonesia, particularly on its legal and operational issues. This study used a qualitative method using library data collection techniques and interviews. The study found that legal and operational risk management issues could be satisfactorily resolved by agreement of rescheduling, adding new conditions, and using new structures in accordance with Islamic teachings and applicable positive laws. In addition, ownership proof of some is needed to minimize the risk for the bank and the customer.

PÁGINAS
pp. 41 - 50
MATERIAS
ADMINISTRACIÓN

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