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Jasmine E. Kinsman
AbstractOrientation: The growth of mobile phone usage and wireless connection has transformed the manner in which financial services are provided. However, it has failed to increase the accessibility to formal banking facilities for the underbanked ...
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Mücahit Özdemir,Öznur Özdemir
Financial needs have been met through formal or informal institutions throughout history. Some of these institutions have been operating for many years and have developed and adapted to suit the current time. In the Ottoman Empire (1299-1923), cash ...
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Deepjyoti Choudhury
Accumulation of human capital has always paved the way for economic development provided theaccumulation and savings are organised and structured by a formal credit institution. But regionswhere majority of the populations reside in rural areas, with low...
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Andrie Schoombee
AbstractAccess to basic financial services is one possible path leading to a better life for the poor. This is endorsed by SADC governments, and various strategies were in the past decade implemented to advance financial access. South Africa was particul...
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